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Individuals are often confronted with the dilemma of choosing the right investment option for their portfolio to invest their money. Two of the most prevalent types of investment options are stocks and mutual funds. This article is aimed at serving as a mutual fund investment guide for investors and solve their dilemma. If you are sceptical about investing a lumpsum amount, you might consider resorting to other options such as a systematic investment plan, commonly known as SIP . SIP investments help to stagger your investments over time. As an investor you can either put money in stock SIP or directly invest in mutual funds through SIP. Let’s understand what works best for your investment profile. What is stocks SIP? Stocks SIP work on a similar concept like mutual funds SIP. Under this, an investor can buy a predetermined or fixed quantity of shares at regular or specific intervals. For instance, you might consider purchasing 10 shares of an XYZ company at the beginning of the each

Among the various types of investments in the market today, balanced funds or hybrid funds are characterised by their diversification among two major asset classes. They’re a type of mutual fund whereinhalf the investment is directed towards equity and related instruments while the other half is invested in debt instruments.Of this, the equity portionof balanced funds is inclined towards larger, dividend-paying companies, while the debtportion stabilises the risk of the equity investments. Though they provide relatively lower returns, balanced mutual funds are beneficial for two reasons: creating an income stream and reducing market volatility. Thus, the diversification availed through a balanced mutual fund investment allows you to bridge the gap between saving vs. investing. The primary purpose of these types of mutual funds is to offer you the best of both worlds. Besides, you should invest in balanced mutual funds for the following reasons: Taxability Under balanced mutual