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Individuals are often confronted with the dilemma of choosing the right investment option for their portfolio to invest their money. Two of the most prevalent types of investment options are stocks and mutual funds. This article is aimed at serving as a mutual fund investment guide for investors and solve their dilemma. If you are sceptical about investing a lumpsum amount, you might consider resorting to other options such as a systematic investment plan, commonly known as SIP . SIP investments help to stagger your investments over time. As an investor you can either put money in stock SIP or directly invest in mutual funds through SIP. Let’s understand what works best for your investment profile. What is stocks SIP? Stocks SIP work on a similar concept like mutual funds SIP. Under this, an investor can buy a predetermined or fixed quantity of shares at regular or specific intervals. For instance, you might consider purchasing 10 shares of an XYZ company at the beginning of the each

What are mutual funds? Mutual funds are a pool of professionally managed funds that invest across multiple asset classes for income generation. It is the duty of the fund manager to buy and sell securities in quantum with the investment objective of the scheme so that in the long run it is able to What are global funds? Categorized as funds of funds (FoFs) global mutual funds are equity funds which invest in international markets. Global fund investors find themselves indirectly venturing in foreign markets for income generation. You can actually invest in international markets through investments in an Indian mutual fund scheme. There are some mutual funds who just like normal equity funds invest in international equities.  These global funds can also work as a hedge against market risk which Indian mutual funds hold. For this reason, investors can add some international diversification to their local mutual fund portfolio by investing in global funds. There is a common misconception

For the vast majority of us, from the day we begin school, life is a series of challenges. It never stops challenging us. First, it is fetching good grades, then getting into goodgrad (and post-grad) colleges after school. Then, the challenge is to get a good, stable job. What’s more, it doesn’t end there, though. We then compete for better roles, designations and salaries. Next, we move on to the ultimate challenge of generating sufficient wealth to meet ourpresent and future needs, of both ourselves and our families. What milestones we achieve in life can often decide the success, or the lack of it, when it comes to meeting the ultimatum of producing “enough” wealth. One such milestone for many investors, especially those working in the metro cities with its associatedextravagant cost of living and probably better quality of life, is achieving their first crore. However, unlessyour income is growing at a very high rate, saving huge chunks of money is quite demanding. So why not begin

Systematic Investment Plan, commonly known as SIP , is a tool to invest in mutual funds. However, a lot of people often stop their journey of staying invested in SIPs after a time. Let’s understand the top 3 reasons why investors give a break to their SIP or stop them altogether. Waiting for the high market to cool When it comes to mutual fund investment, a market high is perceived as a blessing. Following this, several investors think that they need to stop their SIPs, thanks to market critics issuing warnings that a “market correction ” likely to happen. These investors intend tobegintheir SIPs again only when the market has finished “correcting”. This is a classic example of attempting to time the market. However, investors often forget the fact that as complex the markets are, they can go up even further. Losing money in a falling market The stock market is bound to witness frequent ups and downs. This is called market volatility and could be scary for a lot of investors. The marke